The 2025 Banking on Climate Chaos report showed that China Construction Bank provided $30.1 bn in financing to the fossil fuel industry between 2021 and 2024. In 2024 only, China Construction Bank provided $7.5 bn, including $4.6 bn for oil, gas and coal companies expanding fossil fuels. Find further details on China Construction Bank's fossil fuel portfolio and how it compares to other large banks globally on the Banking on Climate Chaos website below.

Partner organisation Reclaim Finance tracks the coal, oil and gas policies of financial institutions, including banks, in their Coal Policy Tool (CPT) and the Oil and Gas Policy Tracker (OGPT). BankTrack works closely with Reclaim Finance and endorses their policy assessments. Find further details on their assessment of China Construction Bank's fossil fuel policy below.

BankTrack assessed China Construction Bank in its 2024 Global Human Rights Benchmark, where it achieved 0.5 points out of 15 and was ranked as a “laggard”.

The bank scored 0 out of 3 points on the new “specific rights indicators”, which assess how banks address human rights defenders, Indigenous Peoples’ right to Free, Prior and Informed Consent and environmental rights in their policies and practices.

In addition, China Construction Bank scored 0 out of 3 on how it responds to alleged human rights violations linked to its finance, which were raised by civil society organisations. More information is detailed in the “Accountability” section of this profile.

The table below shows BankTrack's assessment of how China Construction Bank has implemented the UN Guiding Principles on Business and Human Rights. Please click on 'expand all details' and 'explanation' for further information on the methodology.

Our policy assessments are always a work in progress. We very much welcome any feedback, especially from banks included in the assessments. Please get in touch at humanrights@banktrack.org.

China Construction Bank’s policies for forest-risk sectors (beef, soy, palm oil, pulp and paper, rubber and timber) have been assessed by the Forests & Finance coalition, achieving an overall score of 0.5 out of 10 and ranking it as a laggard. China Construction Bank achieved a score of 0.5 out of 10 specifically for its policies related to the beef sector and 0.5 out of 10 for its policies related to the palm oil sector. In addition, BankTrack and the Environmental Paper Network have assessed China Construction Bank’s policies related to the pulp and paper sector.

Between 2016 and 2022, China Costruction Bank provided USD 1,855 million in credit to companies operating in these forest-risk sectors and held investments amounting to USD 1 million as of 2022. For more information, see the links below.

According to a report by Reclaim Finance, between 2016 and June 2023, China Construction Bank provided $20.4 billion in finance to the fossil-steel industry, making it the 2nd largest  financier worldwide. Find further details on China Construction Bank's steel financing and how it compares to other large banks globally in the report.