Campaign

The BankTrack Nature Stocktake

By: BankTrack
Contact:

Ola Janus, Banks and Nature Campaign Lead, BankTrack

By: BankTrack
Contact:

Ola Janus, Banks and Nature Campaign Lead, BankTrack

The BankTrack Nature Stocktake assesses 30 of the biggest global financiers of forest risk commodities, including soy, palm oil, beef, wood pulp, timber and rubber, to see how their commitments, exclusions and risk management align with the Global Biodiversity Framework (GBF), the international plan to halt and reverse biodiversity loss by 2030. The Stocktake is presented in a report and an online interactive tool (see below), which shows and compares bank positions on nature across 21 different criteria including bank commitments, exclusion policies and approach to nature related risks. 

Governments are explicitly looking to the private sector to help deliver the Global Biodiversity Framework’s finance target of $200 billion a year, agreed in Rome in 2025. In this context, the policies of commercial banks matter more than ever. However, the results of this Stocktake show that the great majority of banks lack the safeguards to ensure their funding contributes towards global goals rather than undermining them. Major banks continue to maintain substantial financial exposure to sectors driving biodiversity loss, while their policies remain far from aligned with the scale of action required to meet global biodiversity goals by 2030. A key reason these implementation gaps persist is the lack of effective financial regulation. 

This Stocktake is being published during the 17th Conference of the Parties to the Convention on Biological Diversity, CBD COP17, in October 2026 in Armenia, where parties to the Convention assess progress on implementation of the Global Biodiversity Framework. The successful implementation of the GBF depends on stronger financial regulation to ensure that financial institutions are actively redirecting capital from economic activities and sectors that actively destroy biodiversity. 

Download the Stocktake report here and view the interactive tool below.

Banco Bradesco Brazil profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank partially acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has partial commitment to align with the GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has no relevant exclusions in place.
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
This bank has not been assessed.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
na
Land and Sea
The bank has no relevant exclusions in place.
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has no relevant exclusions in place.
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received less than 20 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
2
Pollution
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
The bank has no relevant exclusions in place.
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank publicly discloses limited information on portfolio level nature-related risks.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
Banco do Brasil Brazil profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank does not publicly acknowledge the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank does not acknowledge the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has not made a commitment to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has no relevant exclusions in place.
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
This bank has not been assessed.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
na
Land and Sea
The bank has no relevant exclusions in place.
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has no relevant exclusions in place.
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
This bank has not been assessed.
Requirements:
na
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
The bank has no relevant exclusions in place.
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank publicly discloses limited information on portfolio-level impacts and dependencies on nature.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank publicly discloses limited information on portfolio level nature-related risks.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
Bank Central Asia Indonesia profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is not signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank does not publicly acknowledge the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank does not acknowledge the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has not made a commitment to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has partial exclusions in place.
The bank excludes financing activities in areas protected only under: UNESCO World Heritage Sites and Protected Areas

Bank policy file: 2025 Sustainability Report
File source
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
This bank has not been assessed.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
na
Land and Sea
The bank has no relevant exclusions in place.
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has no relevant exclusions in place.
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
This bank has not been assessed.
Requirements:
na
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
The bank has no relevant exclusions in place.
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
Bank Mandiri Indonesia profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is not signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank does not publicly acknowledge the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank does not acknowledge the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has not made a commitment to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has full exclusions in place.
The bank excludes financing activities in 3 or more internationally protected areas: UNESCO World Heritage Sites,Ramsar Convention and protected areas under IUCN Categories I and II

Bank policy file: Sustainability Report 2025
File source
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
This bank has not been assessed.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
na
Land and Sea
The bank has partial exclusions in place.
The bank excludes financing activities that lead to the land clearning on peatland.

Bank policy file: Sustainability Report 2025
File source
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has no relevant exclusions in place.
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
This bank has not been assessed.
Requirements:
na
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
The bank has no relevant exclusions in place.
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
Bank of America United States of America profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is not signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank does not acknowledge the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has not made a commitment to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has commitment to develop a time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has no relevant exclusions in place.
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
The bank has partial exclusions in place.
The bank’s policy commitment includes reference to the right to Free, Prior and Informed Consent.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
Land and Sea
The bank has full exclusions in place.
The bank excludes financing activities that lead to the resource extraction from, or the clearing of Primary tropical moist forests; Intact forests (WRI definition).

Bank policy file: Forests Practices Policy
File source
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has no relevant exclusions in place.
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received less than 20 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
0
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
The bank has no relevant exclusions in place.
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank has made a commitment to disclose such assesment in the future.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank has made a commitment to disclose such assesment in the future
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
Bank of China China profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is not signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank does not publicly acknowledge the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank partially acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has aspiration to align with GBF goals and targets in the future
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has no relevant exclusions in place.
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
Land and Sea
The bank has partial exclusions in place.
The bank excludes financing activities that lead to the expand of oil palm plantations leading to deforestation.

Bank policy file: 2025 Sustainability Report
File source
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has no relevant exclusions in place.
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received less than 20 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
1
Pollution
The bank has partial exclusions in place.
The bank excludes financing enterprises receiving a yellow rating in environmental credit evaluations.

Bank policy file: 2025 Sustainability Report (p34)
File source
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
The bank has no relevant exclusions in place.
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
Bank Rakyat Indonesia Indonesia profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is not signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank partially acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank does not acknowledge the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has not made a commitment to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has no relevant exclusions in place.
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
This bank has not been assessed.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
na
Land and Sea
The bank has no relevant exclusions in place.
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has full exclusions in place.
The bank excludes financing extraction or utilisation of coral reefs from natural habitats, capture or trade of fish species on the CITES list.

Bank policy file: 2025 Sustainability Report
File source
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
This bank has not been assessed.
Requirements:
na
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
The bank has no relevant exclusions in place.
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
Barclays United Kingdom profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is signed up to the Equator principles
Nature statement
The bank has a nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has partial commitment to align with the GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has partial exclusions in place.
The bank excludes financing activities in areas protected only under: World Heritage Site or Ramsar Wetland and/or within their Buffer Zone(s).

Bank policy file: Protected Areas Statement
File source
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
The bank has partial exclusions in place.
The bank’s policy commitment includes reference to the right to Free, Prior and Informed Consent.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
Land and Sea
The bank has full exclusions in place.
The bank excludes financing activities that lead to the conversion of Natural Forests, High Conservation Value (HCV) areas and peatlands.

Bank policy file: Protected Areas Statement
File source
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has no relevant exclusions in place.
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received 20-30 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
23
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
The bank has no relevant exclusions in place.
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank publicly discloses quantitative or qualitative data on the biodiversity impact and dependencies of parts of its own portfolio.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank publishes quantitative or qualitative assesment of nature-related risks through exposure to certain sectors or companies.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank explicitly considers biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
BNP Paribas France profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is signed up to the Equator principles
Nature statement
The bank has a nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has committed to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has made some references to importance of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has full exclusions in place.
The bank excludes financing activities in 3 or more internationally protected areas: UNESCO World Heritage Sites, Ramsar wetlands, IUCN Category I–IV areas for for Agriculture, Palm Oil, Mining, Unconventional Oil & Gas

Bank policy file: Biodiversity Statement
File source
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has full exclusions in place.
The bank excludes financing activities in 2 or more areas with threatened and endemic species: Alliance for Zero Extinction sites,

Bank policy file: Agriculture Policy
File source
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
The bank has partial exclusions in place.
The bank’s policy commitment includes reference to the right to Free, Prior and Informed Consent.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
Land and Sea
The bank has full exclusions in place.
The bank excludes financing activities that lead to the producing or purchasing beef and soy on/from areas in the Amazon cleared or converted after 2008; high Conservation Value forests (HCVF), and peatlands.

Bank policy file: Agriculture Policy
File source
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has full exclusions in place.
The bank excludes financing the production, trade or use of drift nets over 2.5 kilometres in length and trade in products or species of plants or animals governed by CITES.

Bank policy file: Biodiversity Statement
File source
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received more than 30 points out of 60 in the Reclaim Finance Oil and Gas and Coal Trackers combined.
Requirements:
37
Pollution
The bank has full exclusions in place.
The bank excludes financing production of asbestos fibres, products containing polychlorinated biphenyls, use of substances banned under the Stockholm Convention on Persistent Organic Pollutants (POP), substances listed in Annex III of the Rotterdam Convention, and pesticides categorised as WHO Class 1A or 1B, and mining projects that use riverine or shallow marine tailings disposal.

Bank policy file: Exclusion list
File source
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
The bank has no relevant exclusions in place.
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank publicly discloses limited information on portfolio-level impacts and dependencies on nature.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
CIMB Group Malaysia profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is not signed up to the Equator principles
Nature statement
The bank has a nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has partial commitment to align with the GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has commitment to develop a time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has made some references to importance of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 1 member with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
1
Areas
The bank has no relevant exclusions in place.
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
The bank has partial exclusions in place.
The bank’s policy commitment includes reference to the right to Free, Prior and Informed Consent.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
Land and Sea
The bank has partial exclusions in place.
The bank excludes financing activities that lead to the conversion of High Conservation Value (HCV) areas and new conversion on peat.

Bank policy file: Statement on Biodiversity and Nature 2024
File source
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has no relevant exclusions in place.
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
This bank has not been assessed.
Requirements:
na
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
The bank has no relevant exclusions in place.
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank publicly discloses quantitative or qualitative data on the biodiversity impact and dependencies of parts of its own portfolio.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank publishes quantitative or qualitative assesment of nature-related risks through exposure to certain sectors or companies.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank explicitly considers biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
CITIC China profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is not signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank partially acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank partially acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has aspiration to align with GBF goals and targets in the future
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has commitment to develop a time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has no relevant exclusions in place.
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
This bank has not been assessed.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
na
Land and Sea
The bank has no relevant exclusions in place.
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has no relevant exclusions in place.
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received less than 20 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
0
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
The bank has no relevant exclusions in place.
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
Citi group United States of America profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is not signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank partially acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has not made a commitment to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has partial exclusions in place.
The bank excludes financing activities in areas protected only under: UNESCO World Heritage Sites (project finance)

Bank policy file: Environmental and Social Policy Framework
File source
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
The bank has partial exclusions in place.
The bank’s policy commitment includes reference to the right to Free, Prior and Informed Consent.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
Land and Sea
The bank has no relevant exclusions in place.
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has full exclusions in place.
The bank excludes financing production or trade in wildlife or products under CITES and drift net fishing in the marine environment using nets in excess of 2.5 km in length.

Bank policy file: Environmental and Social Policy Framework
File source
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received less than 20 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
13
Pollution
The bank has full exclusions in place.
The bank excludes financing mining projects that utilise submarine waste disposal.

Bank policy file: Environmental and Social Policy Framework
File source
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
The bank has no relevant exclusions in place.
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
Credit Agricole France profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is signed up to the Equator principles
Nature statement
The bank has a nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has partial commitment to align with the GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 1 member with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
1
Areas
The bank has partial exclusions in place.
The bank excludes financing activities in areas protected only under: UNESCO World Heritage sites.

Bank policy file: CSR sector policy 2024
File source
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has partial exclusions in place.
The bank excludes financing activities in only one type of area with threatened and endemic species: Alliance for Zero Extinction (AZE) and IUCN 4

Bank policy file: CSR sector policy 2024
File source
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
The bank has partial exclusions in place.
The bank’s policy commitment includes reference to the right to Free, Prior and Informed Consent.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
Land and Sea
The bank has full exclusions in place.
The bank excludes financing activities that lead to the conversion of primary or HCV and HCS forests, peatlands, mangroves.

Bank policy file: CSR sector policy 2024
File source
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has no relevant exclusions in place.
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received more than 30 points out of 60 in the Reclaim Finance Oil and Gas and Coal Trackers combined.
Requirements:
37
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
The bank has no relevant exclusions in place.
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank publicly discloses limited information on portfolio-level impacts and dependencies on nature.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank publicly discloses limited information on portfolio level nature-related risks.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
DBS Bank Singapore profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has not made a commitment to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has partial exclusions in place.
The bank excludes financing activities in areas protected only under: UNESCO World Heritage Sites, national or international protected areas;

Bank policy file: Approach to responsible financing 2025
File source
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
This bank has not been assessed.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
na
Land and Sea
The bank has full exclusions in place.
The bank excludes financing activities that lead to the deforestation of High Carbon Stock (HCS) and High Conservation Value (HCV) forests.

Bank policy file: Approach to responsible financing 2025
File source
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has full exclusions in place.
The bank excludes financing wildlife trade in violation of CITES; shark finning and trading.

Bank policy file: Approach to responsible financing 2025
File source
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received less than 20 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
10
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
The bank has no relevant exclusions in place.
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank publicly discloses quantitative or qualitative data on the biodiversity impact and dependencies of parts of its own portfolio.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank publishes quantitative or qualitative assesment of nature-related risks through exposure to certain sectors or companies.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
Deutsche Bank Germany profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank partially acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has partial commitment to align with the GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has partial exclusions in place.
The bank excludes financing activities in areas protected only under: Biosphere Reserves, Wetlands of International Importance, legally protected areas according to IUCN categories I–VI, and other nationally protected or sensitive areas.

Bank policy file: Environmental and Social Due Diligence 2025
File source
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has partial exclusions in place.
The bank excludes financing activities in only one type of area with threatened and endemic species: IUCN 4

Bank policy file: Environmental and Social Due Diligence 2025
File source
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has full exclusions in place.
The bank explicitly excludes financing for: marine infrastructure projects involving activities located within or in close proximity to marine World Heritage Sites; coastal and marine destination development in designated protected areas categorised as IUCN Type 1,

Bank policy file: Environmental and Social Due Diligence 2025
File source
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
The bank has partial exclusions in place.
The bank’s policy commitment includes reference to the right to Free, Prior and Informed Consent.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
Land and Sea
The bank has partial exclusions in place.
The bank excludes financing activities that lead to the deforestation of primary tropical forests.

Bank policy file: Environmental and Social Due Diligence 2025
File source
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has partial exclusions in place.
The bank excludes financing for clients with recurring material breaches of imposed catch limits (fishing); marine dredging impacting on sensitive marine environments/critical habitats and Ramsar sites.

Bank policy file: Environmental and Social Due Diligence 2025
File source
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received less than 20 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
12
Pollution
The bank has full exclusions in place.
The bank excludes financing the utilization of banned chemicals, anti-microbials, or pesticides that result in non-compliance with national or applicable international regulatory standards.

Bank policy file: Environmental and Social Due Diligence 2025
File source
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
The bank has partial exclusions in place.
The bank excludes financing illegal farming of invasive non-native species

Bank policy file: Environmental and Social Due Diligence 2025
File source
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank has made a commitment to disclose such assesment in the future.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank publishes quantitative or qualitative assesment of nature-related risks through exposure to certain sectors or companies.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
HSBC UK profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is signed up to the Equator principles
Nature statement
The bank has a nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has not made a commitment to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has commitment to develop a time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has made some references to importance of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has partial exclusions in place.
The bank excludes financing activities in areas protected only under: Ramsar Convention, UNESCO World Heritage Sites

Bank policy file: HSBC World Heritage Sites and Ramsar Wetlands Policy
File source
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has partial exclusions in place.
The bank excludes financing for only some activities that would damage free-flowing rivers: new large dams or expansion projects of existing large dams inconsistent with the Hydropower Sustainability Standard

Bank policy file: HSBC Sustainability Risk Policies Framework
File source
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
The bank has partial exclusions in place.
The bank’s policy commitment includes reference to the right to Free, Prior and Informed Consent.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
Land and Sea
The bank has full exclusions in place.
The bank excludes financing activities that lead to the conversion of primary tropical forests, high carbon stock (HCS) forests, new plantation development on peat, regardless of the depth.

Bank policy file: HSBC Agricultural Commodities Policy
File source
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has no relevant exclusions in place.
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received 20-30 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
24
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank has made a commitment to disclose such assesment in the future.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank has made a commitment to disclose such assesment in the future
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
ICBC China profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is not signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank does not publicly acknowledge the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has aspiration to align with GBF goals and targets in the future
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has commitment to develop a time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has no relevant exclusions in place.
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
This bank has not been assessed.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
na
Land and Sea
The bank has no relevant exclusions in place.
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has no relevant exclusions in place.
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received less than 20 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
0
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
ING Netherlands profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is signed up to the Equator principles
Nature statement
The bank has a nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has committed to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has made a clear public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has full exclusions in place.
The bank excludes financing activities in 3 or more internationally protected areas: UNESCO World Heritage Sites, Ramsar Convention, IUCN I and II.

Bank policy file: ESR framework 2021
File source
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
The bank has partial exclusions in place.
The bank’s policy commitment includes reference to the right to Free, Prior and Informed Consent.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
Land and Sea
The bank has partial exclusions in place.
The bank excludes financing activities that lead to the deforestation and/or burning down tropical rainforest, removal of primary or High Conservation Value (HCV) forests.

Bank policy file: ESR framework 2021
File source
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has full exclusions in place.
The bank excludes financing the use of dynamite or poison related to the catching of marine and fresh water species and shellfish in the wild; shark finning, commercial whaling; animal trade involving endangered species under CITES and the IUCN Red List of Threatened Species.

Bank policy file: ESR framework 2021
File source
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received 20-30 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
22
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank publicly discloses quantitative or qualitative data on the biodiversity impact and dependencies of parts of its own portfolio.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank has made a commitment to disclose such assesment in the future
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank explicitly considers biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
Itau Unibanco Brazil profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank partially acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has not made a commitment to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has commitment to develop a time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has no relevant exclusions in place.
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
This bank has not been assessed.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
na
Land and Sea
The bank has partial exclusions in place.
The bank excludes financing activities that lead to the commercial lumber operations in tropical or native forests; production or sale of wood or another forestry product that is not from sustainably managed forests (for Itaú Assets).

Bank policy file: Responsible Investment Policy
File source
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has partial exclusions in place.
The bank excludes financing open sea (international waters) marine fishing where the net exceeds 2.5 km in length, wildlife trade in violation of CITES.

Bank policy file: Responsible Investment Policy
File source
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received 20-30 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
24
Pollution
The bank has full exclusions in place.
The bank excludes financing internationally prohibited pharmaceuticals, pesticides/herbicides, substances that harm the ozone layer, polychlorinated biphenyls (PBCs) (for Itaú Assets).

Bank policy file: Responsible Investment Policy
File source
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank has made a commitment to disclose such assesment in the future.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank explicitly considers biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
JP Morgan Chase USA profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is not signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank partially acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has not made a commitment to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has no relevant exclusions in place.
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
This bank has not been assessed.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
na
Land and Sea
The bank has no relevant exclusions in place.
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has no relevant exclusions in place.
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received less than 20 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
2
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
Maybank Malaysia profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is not signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank partially acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has not made a commitment to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has commitment to develop a time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has partial exclusions in place.
The bank excludes financing activities in areas protected only under: World UNESCO heritage sites

Bank policy file: ESG commitment
File source
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
This bank has not been assessed.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
na
Land and Sea
The bank has no relevant exclusions in place.
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has partial exclusions in place.
The bank excludes financing production and trade in endangered animal species.

Bank policy file: ESG commitment
File source
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
This bank has not been assessed.
Requirements:
na
Pollution
The bank has full exclusions in place.
The bank excludes financing production or trade in unbonded asbestos fibers.

Bank policy file: ESG commitment
File source
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank has made a commitment to disclose such assesment in the future.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank explicitly considers biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
MUFG Japan profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has not made a commitment to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has partial exclusions in place.
The bank excludes financing activities in areas protected only under: Ramsar Convention, UNESCO World Heritage Sites

Bank policy file: 2024 Sustainability Report
File source
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
The bank has partial exclusions in place.
The bank’s policy commitment includes reference to the right to Free, Prior and Informed Consent.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
Land and Sea
The bank has no relevant exclusions in place.
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has partial exclusions in place.
The bank excludes financing transactions violating CITES

Bank policy file: 2024 Sustainability Report
File source
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received less than 20 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
8
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank publicly discloses quantitative or qualitative data on the biodiversity impact and dependencies of parts of its own portfolio.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank publicly discloses limited information on portfolio level nature-related risks.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
Mizuho Japan profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is signed up to the Equator principles
Nature statement
The bank has a nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank partially acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has partial commitment to align with the GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has partial exclusions in place.
The bank excludes financing activities in areas protected only under: Ramsar Convention

Bank policy file: Overview of Environmental and Social Management Policy for Financing and Investment Activity
File source
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
The bank has partial exclusions in place.
The bank’s policy commitment includes reference to the right to Free, Prior and Informed Consent.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
Land and Sea
The bank has no relevant exclusions in place.
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has partial exclusions in place.
The bank excludes financing projects violating CITES

Bank policy file: Overview of Environmental and Social Management Policy for Financing and Investment Activity
File source
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received less than 20 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
8
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank publicly discloses quantitative or qualitative data on the biodiversity impact and dependencies of parts of its own portfolio.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank publishes quantitative or qualitative assesment of nature-related risks through exposure to certain sectors or companies.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
OCBC Singapore profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank partially acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has not made a commitment to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has partial exclusions in place.
The bank excludes financing activities in areas protected only under: UNESCO World Heritage Sites, Ramsar Convention

Bank policy file: Responsible Financing Framework and Policies
File source
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
This bank has not been assessed.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
na
Land and Sea
The bank has no relevant exclusions in place.
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has full exclusions in place.
The bank excludes financing transactions violating CITES and the United for Wildlife Financial Taskforce; drift net fishing in the marine environment using nets in excess of 2.5km in length.

Bank policy file: Responsible Financing Framework and Policies
File source
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received less than 20 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
12
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank publicly discloses quantitative or qualitative data on the biodiversity impact and dependencies of parts of its own portfolio.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
Rabobank Netherlands profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is signed up to the Equator principles
Nature statement
The bank has a nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has committed to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has a time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has made a clear public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has full exclusions in place.
The bank excludes financing activities in 3 or more internationally protected areas: IUCN I and II, UNESCO World Heritage sites and/or Ramsar Convention

Bank policy file: Nature Policy
File source
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
The bank has partial exclusions in place.
The bank’s policy commitment includes reference to the right to Free, Prior and Informed Consent.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
Land and Sea
The bank has full exclusions in place.
The bank excludes financing activities that lead to the conversion or deforestation of high conservation value areas even if legally permissible.

Bank policy file: Nature Policy
File source
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has full exclusions in place.
The bank excludes financing activities involving species under CITES or species on the IUCN Red List of threatened species; clients involved in: illegal, unrecorded and unregulated (IUU) fishing, hunting of marine mammals and shark finning; the use of dynamite and poison in fishery practices.

Bank policy file: Nature Policy
File source
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received 20-30 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
23
Pollution
The bank has full exclusions in place.
The bank excludes financing production or trade in products containing Polychlorinated Biphenyls (PCBs) or other Persistent Organic Pollutants (POPs) that are subject to international bans or phase outs as listed by the Stockholm Convention.

Bank policy file: Nature Policy
File source
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
The bank has partial exclusions in place.
The bank excludes financing intentional introduction of alien species into natural landscapes or marine environments that have not been designated as farming areas;

Bank policy file: Nature Policy
File source
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank publicly discloses quantitative or qualitative data on the biodiversity impact and dependencies of parts of its own portfolio.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank has made a commitment to disclose such assesment in the future
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
Santander Spain profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank partially acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank partially acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has not made a commitment to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has full exclusions in place.
The bank excludes financing activities in 3 or more internationally protected areas: Ramsar Sites, UNESCO World Heritage Sites, IUCN I- IV

Bank policy file: Environmental and Social Risk Management 2025
File source
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has partial exclusions in place.
The bank excludes financing activities in only one type of area with threatened and endemic species: IUCN 4

Bank policy file: Environmental and Social Risk Management 2025
File source
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
The bank has partial exclusions in place.
The bank’s policy commitment includes reference to the right to Free, Prior and Informed Consent.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
Land and Sea
The bank has partial exclusions in place.
The bank excludes financing activities that lead to the developments in forested peatlands in High-Risk Geographies.

Bank policy file: Environmental and Social Risk Management 2025
File source
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has no relevant exclusions in place.
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received less than 20 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
15
Pollution
The bank has full exclusions in place.
The bank excludes financing extraction, processing or wholesale distribution of asbestos; tailings disposal in riverine or shallow sea.

Bank policy file: Environmental and Social Risk Management 2025
File source
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank publicly discloses quantitative or qualitative data on the biodiversity impact and dependencies of parts of its own portfolio.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank publishes quantitative or qualitative assesment of nature-related risks through exposure to certain sectors or companies.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
Scotiabank Canada profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank does not publicly acknowledge the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank does not acknowledge the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has not made a commitment to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has no relevant exclusions in place.
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
The bank has partial exclusions in place.
The bank’s policy commitment includes reference to the right to Free, Prior and Informed Consent.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
Land and Sea
The bank has no relevant exclusions in place.
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has no relevant exclusions in place.
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received less than 20 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
3
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
Standard Chartered UK profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is signed up to the Equator principles
Nature statement
The bank has a nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has committed to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has full exclusions in place.
The bank excludes financing activities in 3 or more internationally protected areas: UNESCO World Heritage Site, Ramsar Convention , IUCN I-III

Bank policy file: Prohibited Activities
File source
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has partial exclusions in place.
The bank excludes financing activities in only one type of area with threatened and endemic species: Key Biodiversity Areas (“KBA”),

Bank policy file: Agribusiness Position Statement
File source
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
This bank has not been assessed.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
na
Land and Sea
The bank has full exclusions in place.
The bank excludes financing activities that lead to the conversion of High Conservation Value (HCV) areas, including forests or High Carbon Stock (HCS) forests, peatlands, IUCN I-III for new plantations or farmland. Growing, processing or trading soy from the Brazilian Amazon in contravention of the Amazon Soybean Moratorium implemented in 2006, grow soy in the Brazilian Cerrado.

Bank policy file: Agribusiness Position Statement
File source
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has full exclusions in place.
The bank excludes financing shark finning, commercial whaling, driftnet fishing, deep-sea bottom trawling or fishing with the use of explosives or cyanide – applicable to wild capture fisheries. Illegal, Unreported and Unregulated (IUU) fishing, harvesting, trade or processing of species under CITES, deep-sea mining projects.

Bank policy file: Prohibited Activities
File source
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received less than 20 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
19
Pollution
The bank has full exclusions in place.
The bank excludes financing asbestos extraction and trade, marine and riverine tailings disposal; plastic microbeads for personal care products; use of pesticides categorized as 1A or 1B by the WHO, substances banned under the Stockholm Convention on Persistent Organic Pollutants (POP); or substances listed in Annex III of the Rotterdam Convention.

Bank policy file: Prohibited Activities
File source
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank publicly discloses quantitative or qualitative data on the biodiversity impact and dependencies of parts of its own portfolio.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank publishes quantitative or qualitative assesment of nature-related risks through exposure to certain sectors or companies.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
SMBC Japan profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is not signed up to the Equator principles
Nature statement
The bank has no nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has not made a commitment to align with GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has no time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has partial exclusions in place.
The bank excludes financing activities in areas protected only under: Ramsar Convention and UNESCO World Natural Heritage sites.

Bank policy file: SMBC Group Environmental and Social Framework
File source
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
The bank has partial exclusions in place.
The bank’s policy commitment includes reference to the right to Free, Prior and Informed Consent.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
Land and Sea
The bank has no relevant exclusions in place.
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has no relevant exclusions in place.
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received less than 20 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
7
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank publicly discloses quantitative or qualitative data on the biodiversity impact and dependencies of parts of its own portfolio.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank does not publish any relevant assessment.
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material
Westpac Australia profile
Commitments
Exclusions
Nature related risks
Equator Principles
The bank is signed up to the Equator principles
Nature statement
The bank has a nature statement
Requirements: A standalone Nature / Biodiversity Statement or Policy approved by the board or senior management.
The biodiversity crisis
The bank publicly acknowledges the severity of the biodiversity crisis
Requirements: Any formal statement stating that a) biodiversity loss is happening And b) biodiversity loss is threatening
Role of the financial sector
The bank acknowledges the specific role of the financial sector in relation to the biodiversity crisis
Requirements: Any formal statement referring to both the impacts and dependencies of the financial sector on nature/biodiversity
Alignment with GBF
The bank has partial commitment to align with the GBF goals and targets
Requirements: A nature policy statement or other formal document through which the bank expresses its commitment to align all business activities (including financial flows) with the 2030 goals and targets of the GBF.
Nature transition plan
The bank has commitment to develop a time-bound transition plan to reduce negative impacts of its finance
Requirements: A plan that has targets regarding the reduction of negative impacts on nature, has a timeline and indicators
Supporting regulations
The bank has not made a public statement in support of binding regulations to stop biodiversity loss
Requirements: Any public statement in such support
Expert board members
The governance board includes 0 members with recognised expertise in biodiversity.
Requirements: CV or professional biography of a board member includes evidence of minimum one of below's criteria: -Professional relevant certifications or memberships -Employment history demonstrating biodiversity-related experience. -Publications, research, or significant projects in biodiversity or conservation. -Experience serving on biodiversity or environmental advisory bodies."
0
Areas
The bank has no relevant exclusions in place.
Requirements: Commitment to respect the following international conventions and agreements: UNESCO World Heritage Sites; Wetlands registered as Wetlands of international importance under the Ramsar Convention on Wetlands. IUCN Protected Area Category I, II, III, IV. V and VI.
Habitats
The bank has no relevant exclusions in place.
Requirements: Explicit exclusion of financing activities in areas with threatened and endemic species according to IUCN Red List, KBA designation, CITES list
Rivers
The bank has no relevant exclusions in place.
Requirements: Commitment not to finance big hydropower infrastructure
Marine
The bank has no relevant exclusions in place.
Requirements: Explicit commitment to avoid financing projects or companies in these areas
FPIC
The bank has partial exclusions in place.
The bank’s policy commitment includes reference to the right to Free, Prior and Informed Consent.
Requirements: Explicit commitment to avoid financing companies or projects that do do not evidence FPIC in situations where it is required
Land and Sea
The bank has no relevant exclusions in place.
Requirements: Excludes financing for: Conversion of primary forests Conversion of critical habitats Development in protected areas Large-scale wetland destruction Destructive coastal development
Extraction
The bank has partial exclusions in place.
The bank excludes financing shark finning, commercial whaling, any activities giving rise to Land Grabbing, Illegal, Unrecorded and Unregulated (IUU) fishing and related activities.

Bank policy file: Customer Sustainability Requirements
File source
Requirements: Excludes: Illegal, unregulated, and unreported fishing Unsustainable hardwood harvesting Activities threatening endangered species Extraction in Key Biodiversity Areas
Climate
The bank received less than 20 points in the Reclaim Finance Oil and Gas and Coal Tracker combined (60 maximum).
Requirements:
15
Pollution
The bank has no relevant exclusions in place.
Requirements: Excludes: Persistent toxic pollutants Unmanaged mine tailings Hazardous waste dumping Projects causing significant nutrient runoff
Species
Requirements: Excludes financing activities that: Introduce known invasive species Lack invasive-species management plans in high-risk sectors
Risks to biodiversity
The bank has made a commitment to disclose such assesment in the future.
Requirements: Quantitative or qualitative data on the biodiversity impact of its own portfolio, or on how its financing activities affect drivers of biodiversity loss (e.g. land use change, pollution, overexploitation).
Nature related risks
The bank has made a commitment to disclose such assesment in the future
Requirements: Quantitative or qualitative metric that represents a) the exposure to a defined set of material sectors or b) exposure to companies with assets and/or activities in sensitive locations.
Nature and materiality
The bank does not explicitly consider biodiversity financially material.
Requirements: Nature, biodiversity considered financially material

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