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Bank Central Asia (BCA)Indonesia

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Last update: 2025-04-18 15:13:57
branche of Bank Central Asia in Bandung, Indonesia. Photo: BxHxTxCx via Wikimedia Commons (CC BY SA 2.0)

Active

This profile is actively maintained
Last update: 2025-04-18 15:13:57
Bank info
BankTrack campaigns
All
About
Website http://www.bca.co.id/en
Headquarters
Jl. MH Thamrin No. 1
10310 Jakarta
Indonesia
CEO/chair Jahja Setiaatmadja
President Director
Supervisor
Bank Indonesia
Ownership
listed on Indonesia Stock Exchange

Bank Central Asia's majority shareholder is Indonesian investment company PT Dwimuria Investama Andalan (54.94%). The bank's complete shareholder structure can be accessed here.

Bank Central Asia (BCA) is an Indonesian bank founded in 1955. It is Indonesia’s largest lender by market value and the second largest bank by assets. BCA is one of the largest companies in Indonesia. It provides both commercial and personal banking services through its 1000-plus branches across the country.

Sustainability
Commitments
Policies
Voluntary standards

Bank Central Asia's most important sustainability commitments can be found at the website sections listed below.

Links

Policies, Standards and Certifications

Sustainability

Sustainability values and responsible operational activities

CSR report 2024

Bank policy
2025-04-18 00:00:00 | BCA

Responsible Financing Policy

Bank policy
2023-03-16 00:00:00 | BCA

Environmental Policy

Bank policy
2023-03-16 00:00:00 | BCA

Policy on Financing for the Cement and Basic Steel Industry Sector

Bank policy
2023-02-27 00:00:00 | BCA

Policy on Financing for Timber and Forest Products Industry Sector

Bank policy
2023-02-27 00:00:00 | BCA

Policy on Financing for the Toll Road Development Sector

Bank policy
2023-02-27 00:00:00 | BCA

Policy on Financing for the Coal Mining Sector

Bank policy
2023-02-27 00:00:00 | BCA

Financing Policy for Oil Palm Plantation and Industry

Bank policy
2023-02-27 00:00:00 | BCA

Human Rights Policy

Bank policy
2021-05-21 00:00:00 | BCA
Bank Central Asia (BCA) has committed itself to the following voluntary standards:
Global Reporting InitiativeTags: sustainable development | human rights
Task Force on Climate-related Financial Disclosures (TCFD)Tags: corporate social responsibility | finance
Dodgy Deals

Bank Central Asia (BCA) is linked to a number of companies and projects that BankTrack considers controversial (so called Dodgy Deals), e.g. as a current or past financier or through an expression of interest. The profiles below provide more details on the nature of Bank Central Asia (BCA)'s link to these deals.

Projects / Companies
Finance type
Year
News
BankTrack
Partners
Blog
External
Blog
BankTrack news BankTrack blog Partner news Partner blog

Major banks fueling biodiversity collapse by $395 billion since the Paris Agreement; Governments failing to reign in banks

New reports reveal escalating financing to destructive sectors and highlight the urgent need for financial sector regulations to achieve Global Biodiversity Goals
2024-10-16 | San Francisco | BankTrack, Amazon Watch, CED Cameroon, Friends of the Earth US, Milieudefensie, Profundo, Rainforest Action Network, Repórter Brasil, Sahabat Alam Malaysia, TuK INDONESIA
BankTrack news BankTrack blog Partner news Partner blog

Asia’s top banks are still financing coal due to massive loopholes: report

Despite major Asian banks, namely in Singapore and Japan, announcing coal exclusions in recent years, growing captive coal power in Indonesia and lax restrictions on corporate finance to developers offer new coal financing “havens”, a study finds.
BankTrack mentioned
2024-01-23 | Eco-Business
Blog
BankTrack news BankTrack blog Partner news Partner blog

Coal Havens - Asia’s biggest banks still open for coal business after COP28

The largest banks in India and Indonesia – global hotspots of the coal industry's growth – have no coal exclusion policy
2024-01-23 | Will O'Sullivan – BankTrack
Blog
BankTrack news BankTrack blog Partner news Partner blog

Global bank policies ‘dangerously inadequate’ to prevent financing of deforestation, climate chaos and human rights abuses

As the climate and biodiversity crisis intensifies, credit to forest-risk commodity companies increased 160% between 2020 and 2021.
2022-10-18 | Forests & Finance Coalition
Blog
BankTrack news BankTrack blog Partner news Partner blog

World’s 50 largest banks and investors driving deforestation through weak policies and major investments, new study finds

Top investors BlackRock, Vanguard, State Street, PNB, EPF, GPIF, and KWAP all amongst lowest scoring
2021-06-08 | Forests & Finance
Blog
BankTrack news BankTrack blog Partner news Partner blog

Major banks complicit in financing Indonesia’s illegal fire and haze crisis: report

2019-12-10 | Jikalahari, Profundo, Rainforest Action Network, WALHI
Blog
BankTrack news BankTrack blog Partner news Partner blog

Citigroup cancels financing of Indonesian food giant Indofood over palm oil labor abuses

Major Asian, European banks and US brands still linked to controversial company
2019-06-18 | San Francisco, CA | Rainforest Action Network
Blog
BankTrack news BankTrack blog Partner news Partner blog

New report linking Nordic banks and government pension funds to Indonesia’s palm oil deforestation

Nordic investments to Asian banks support rapacious palm oil producers with financing that impedes push for sustainability
2017-05-30 | Oslo, Norway | Fair Finance Guide Norway, Fair Finance Guide Sweden, Rainforest Foundation Norway
Resources
Documents
Links

Annual report 2024

Annual report
2025-04-18 00:00:00 | BCA

CSR report 2024

Bank policy
2025-04-18 00:00:00 | BCA

CSR report 2024

Annual report
2025-04-18 00:00:00 | BCA

Banking on biodiversity collapse 2024

Partner publication
2024-10-16 00:00:00 | Forest and Finance Coalition

CSR report 2023

Annual report
2024-04-16 00:00:00 | Bank Central Asia

Annual report 2023

Annual report
2024-04-16 00:00:00 | Bank Central Asia

Coal Havens

The banks and loopholes keeping coal finance alive in Asia
BankTrack publication
2024-01-23 00:00:00 | BankTrack

CSR report 2022

Annual report
2023-05-11 00:00:00 | BCA

Annual report 2022

Annual report
2023-05-11 00:00:00 | BCA

Responsible Financing Policy

Bank policy
2023-03-16 00:00:00 | BCA

Environmental Policy

Bank policy
2023-03-16 00:00:00 | BCA

Policy on Financing for the Cement and Basic Steel Industry Sector

Bank policy
2023-02-27 00:00:00 | BCA

Policy on Financing for Timber and Forest Products Industry Sector

Bank policy
2023-02-27 00:00:00 | BCA

Policy on Financing for the Toll Road Development Sector

Bank policy
2023-02-27 00:00:00 | BCA

Policy on Financing for the Coal Mining Sector

Bank policy
2023-02-27 00:00:00 | BCA

Financing Policy for Oil Palm Plantation and Industry

Bank policy
2023-02-27 00:00:00 | BCA

Banking Asia's Future

How to Align with National Climate Plans
Other document
2022-03-31 00:00:00 | Aviva: Asia Research and Engagement

Asian Banks Continue to Finance the Palm Oil Refining Sector as Leakage Declines

NGO document
2021-06-28 00:00:00 | Chain Reaction Research

Forests & Finance 2021 Briefing - Is Your Money Destroying Rainforests or Violating Rights?

NGO document
2021-06-23 00:00:00 | Forests and Finance

Human Rights Policy

Bank policy
2021-05-21 00:00:00 | BCA

Stop Burning Our Money

National Bank's Support for the Dirty Coal Industry
Partner publication
2021-02-09 00:00:00 | 350 Indonesia

Letter to banks and investors on Indofood labor exploitation

NGO document
2020-11-19 00:00:00 | Rainforest Action Network

Major international banks continue to finance palm oil company Indofood despite evidence of systemic labor abuses

Forest & Finance Briefing
NGO document
2017-11-30 00:00:00 | RAN, TuK Indonesia & Profundo

The human cost of conflict palm oil - revisited

How PepsiCo, Banks and the Roundtable on Sustainable Palm Oil perpetuate Indofood's worker exploitation
NGO document
2017-11-30 00:00:00 | RAN, OPPUK & International Labor Rights Forum

Nordic investments in banks financing Indonesian palm oil

NGO document
2017-05-30 00:00:00 | Rainforest Foundation Norway, FFG Sweden and FFG Norway
Accountability
Grievances

Bank of Central Asia does not operate a complaints or grievances mechanism for individuals or communities that might have been affected by the bank's finance.

This page evaluates Bank Central Asia (BCA)'s responses to instances of alleged human rights violations linked to its finance, raised by civil society organisations. It is not intended to be exhaustive, but covers selected impacts raised by BankTrack and other civil society partners since 2016. For the full scoring methodology, see here. For more information about BankTrack's evaluation of bank responses to human rights impacts, see the 2021 report "Actions speak louder: assessing bank responses to human rights violations".

Impacts reviewed
Responded?
Total score
Response
Action
Monitoring

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Banks and Climate

Banks and Climate

Partner organisation Reclaim Finance tracks the coal, oil and gas policies of financial institutions, including banks, in their Coal Policy Tool (CPT) and the Oil and Gas Policy Tracker (OGPT). BankTrack works closely with Reclaim Finance and endorses their policy assessments. Find further details on their assessment of Bank Central Asia’s fossil fuel policy below.

Assessment of Bank Central Asia's coal policy in the Coal Policy Tool
Banks and Nature

Banks and Nature

Bank Central Asia's policies for forest-risk sectors (beef, soy, palm oil, pulp and paper, rubber and timber) have been assessed by the Forests & Finance coalition, achieving an overall score of 4.1 out of 10 and ranking it as a front runner. Bank of Central Asia achieved a score of 0 out of 10 specifically for its policies related to the beef sector and 2.4 out of 10 for its policies related to the palm oil sector. Between 2016 and 2022, Bank of Central Asia provided USD 5.342 million in credit to companies operating in these forest-risk sectors. For more information, see the links below. 

Forests & Finance

Banks and beef

Banks and palm oil

Forest & Finance Policy Assessment 2022: Overall scores

BankLast update
Country
Score
Ranking
Details
Bank Central Asia
2022-09-21
IDN
4.1
Front runner 4.1
Explanation

A bank can obtain a total of 10 points for the quality of its policies. The total score is based on their scores per sector, weighted against their financing and investment for each sector. For further details on this see here. Based on their overall score, banks are then classified as Laggards, Followers, Front runners or Leaders, as follows:

Laggard
Follower
Front runner
Leader
0 - 1 points
1 - 4 points
4 - 7 points
7 - 10 points
For more details see this page.

Forest & Finance Policy Assessment 2022: Beef

BankLast update
Country
Score
Ranking
Details
Bank Central Asia
2022-09-21
IDN
0
Laggard 0
Explanation

A bank can obtain a total of 10 points for the quality of its beef policy. The total score is based on their scores per sector, weighted against their financing and investment for each sector. For further details on this see here. Based on their overall score, banks are then classified as Laggards, Followers, Front runners or Leaders, as follows:

Laggard
Follower
Front runner
Leader
0 - 1 points
1 - 4 points
4 - 7 points
7 - 10 points
For more details see this page.

Forest & Finance Policy Assessment 2022: Palm Oil

BankLast update
Country
Score
Ranking
Details
Bank Central Asia
2022-09-21
IDN
2.4
Follower 2.4
Explanation

A bank can obtain a total of 10 points for the quality of its palm oil policy. The total score is based on their scores per sector, weighted against their financing and investment for each sector. For further details on this see here. Based on their overall score, banks are then classified as Laggards, Followers, Front runners or Leaders, as follows:

Laggard
Follower
Front runner
Leader
0 - 1 points
1 - 4 points
4 - 7 points
7 - 10 points
For more details see this page.
Good Moves

Good moves

Year: