DZ Bank (Deutsche Zentral-Genossenschaftbank) is the fourth largest bank in Germany by asset size, and acts as the central banking institution for more than 900 cooperative banks. It forms part of the Volksbanken Raiffeisenbanken Co-operative financial network, one of Germany's largest private sector financial service organisations.
The DZ Bank Group includes DVB Bank, a transportation finance bank; Bausparkasse Schwäbisch Hall, a building society; DG HYP, a provider of commercial real estate finance; DZ PRIVATBANK Gruppe; R+V Versicherung, an insurance company; TeamBank, a provider of consumer finance; Union Investment Group, an asset management company; VR LEASING; and other institutions. The total assets of DZ Bank Group were EUR 402.5 billion as at December 31, 2014.
On 1 January 2013 DZ BANK AG signed up to the Equator Principles.
At the end of 2014, 93.1 percent of shares were held by cooperative enterprises, including cooperative banks, cooperative central institutions and others.